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Tuesday, November 25, 2008

i am not very good at my finances except that i can be rather thrifty on items like clothes.
but never food.

i embarked on this task to record down all my expenditure as part of my 省錢大計劃.
i conveniently forgot that i got to pay for camp fee and others.
nonetheless, i dont need govt bailout as according to my bro.
ha. it's so stressful to plan out finances but it's good to know if you're going into a deficit.
which i am glad to announce that by far i still have some surplus.

got hold of my bro's financial spreadsheet.
man! was super detailed with charts and figures and stuff.
and he got extra income from dividends and capital gains!
anyhows, i'll play it safe and stay away from stocks and shares for the moment.



happy birthday zhangyushao!



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